Commercial Claims

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Whether you own a restaurant, an apartment complex, a hotel/motel, or any other business or commercial property, the last thing you want to be burdened with following a loss is managing a complex insurance claim. This is where Fabbro & Company can assist. While we actively assess your building, business personal property, and income losses, you can focus on rebuilding your business. In most cases, without a successful financial outcome to your insurance claim, the odds of your business fully recovering from a catastrophic loss increase. Let Fabbro & Company provide the professional and experienced representation your business needs and deserves.

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Fabbro & Company will help your business get back on track by assisting you with the preparation and presentation of your insurance claim. Our firm offers over two decades of experience in representing business owners on property and business income loss claims. Fabbro & Company will remove the anxiety and uncertainty by helping you navigate through the claims process so you can focus on getting your business back on its feet.

Remember, public adjusters work exclusively for you, the policyholder. Our objective is to protect your interests throughout the claims process with the goal being to maximize your settlement. On the other hand, the insurance company adjuster represents the company. Although many policyholders assume insurance company representatives are looking out for their best interest, when disagreement ensues or “grey area” is identified, they will be advocates for the company, not you.

Following a loss, you may be approached by public adjusters. Consider these issues before Choosing The Right Public Adjuster for you.

What Will Fabbro & Company Public Adjusters Do For You?

Contrary to common public perception, you, the policyholder, have certain duties and responsibilities following a loss. If you expect to be fully compensated for damages, it is your responsibility to prove your claim. Retaining a qualified public adjuster will arm you with the knowledge and experience to successfully prepare, present, substantiate, and negotiate your claim. After all, the insurance company will use experts (adjusters, engineers, CPA’s, examiners, etc.) to prepare their view of your loss. Shouldn’t you have professional representation too?

Visit the Notable Commercial Claims page for a glimpse into sample commercial claims handled by our firm.

Commercial claims services may also include the following:

  • Conduct comprehensive review of commercial insurance policy for coverages, limitations, etc.;
  • Prepare building damage repair estimates;
  • Prepare detailed business personal property loss inventories with RCV, ACV, and Depreciation calculations;
  • Assess business loss of income/loss of rents;
  • Utilize experts when necessary (i.e., engineers, CPA’s, etc.);
  • Manage possible coinsurance issues;
  • Document damage with photos/video;
  • Prepare proof of loss and other critical claim documents and;
  • Participate in meetings with insurance company adjusters, contractors, engineers, etc.

In addition, Fabbro & Company will always maintain an open, constant line of communication with you throughout the claims adjustment process.

When To Hire A Public Adjuster

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