Success Story 27

Tallahassee Residential Fire

Tallahassee Residential Fire

Tallahassee Residential Fire

Tallahassee Residential Fire


This single family, two-story custom home located in Tallahassee, FL sustained catastrophic damage in 2014 as a result of fire due to an electrical issue in the master bathroom. Upon returning from their honeymoon, the homeowners were left with the daunting task of figuring out where to go next and what to do.

Although a good policy was in place with State Farm Insurance Company, early indications were pointing to a potential problem with the application for insurance. Given the size and scope of the their loss, coupled with questions surrounding the application, the homeowners decided to contact a public insurance adjuster with extensive experience in handling large fire claims. They consulted with Dante R. Fabbro, PCLA of Fabbro & Company and engaged him shortly thereafter to prepare, present, and negotiate the claim on their behalf.

Knowing the legal ramifications of an application of insurance that may contain unclear or incomplete information, Mr. Fabbro recommended the insured’s consult with legal counsel before participating in an Examination Under Oath. They followed this advice and the application issue was resolved promptly and full coverage was afforded on the claim.

Fabbro & Company then proceeded to fully document and substantiate the large dwelling and personal property claim. In the meantime, a like kind, fully furnished home was located and secured, all paid for by State Farm for the full period of restoration.

Once the dwelling and personal property claim proposal was completed, it was reviewed by the insured, appropriate corrections and/or additions were made, and the claim was submitted to State Farm for consideration. Because the claim preparation phase was completed properly and the necessary time was invested to “get it right” and back-up the claim with documentation, the negotiation phase was concluded in a timely manner. The result was a settlement in excess of $850,000.

The lesson learned in this claim was the courage shown by the homeowners to promptly seek professional claim representation and legal advice before have the claim spiral into unnecessary litigation. It also allowed Fabbro & Company, Public Adjusters to be actively involved before evidence was discarded.

When To Hire A Public Adjuster

The homeowners were able to demolish the damaged home and rebuild new as well as replace all of their destroyed personal property.

If you need a Public Adjuster in Tallahassee or Leon County FL, call Fabbro & Company for a no-cost consultation at 813-601-1694.

Client contact information available upon request.

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